Members
A Member is seen as a user who has registered with 6DOT50.
When creating a Payment to a user; if the user is a Member with 6DOT50, then their Payment will be immediate (as soon as the batch with the Payment is submitted).
Payments made to non-Members will be placed within a holding account until the user registers with 6DOT50. As soon as the user's registration is successful (i.e. they become a Member), then the Payment will be immediately transferred to the Member.
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